Mortgages and Insurance advice from a trusted and experienced broker in Leicester.

With offices in Wigston and Syston, Aston & Co Financial Services Ltd. is a local mortgage broker, specialising in mortgages and insurance.

 

We have the know-how and the experience to offer a first-rate service to our clients, supporting and guiding them in their mortgage and protection since 2013.

Professional services from Aston & Co Financial Services Ltd.

* Second charge mortgages, self- build mortgages, bridging loans, commercial mortgages are referred to a third party. Neither Aston and Co Financial Services Ltd or Primis are responsible for the service received.

Credentials

All of our advisers are professionally qualified, authorised and regulated by the Financial Conduct Authority. We have extensive knowledge and experience, along with access to a comprehensive range of mortgage products across the UK, including access to exclusive deals, enabling us to find the most suitable mortgage for you and your circumstances whatever they are. We want to help you by making the mortgage process as simple as possible.

Mortgage Broker in Leicester

Mortgage Advice in Leicester

At Aston & Co Financial Services, we pride ourselves on offering bespoke mortgage solutions tailored to the unique needs of Leicester residents.

Our dedicated team of mortgage advisors brings together years of industry experience and local market knowledge to guide you through the complexities of buying a home in Leicester. Whether you’re a first-time buyer, looking to remortgage, or interested in buy-to-let opportunities, we understand the nuances of the Leicester property market. Our commitment to providing personalised advice ensures you receive the most competitive mortgage rates and products available, perfectly matched to your individual circumstances.

Trust us to simplify your mortgage process, from initial consultation to final approval, with transparency and professionalism at every step. Explore our success stories and discover how we’ve helped clients across Leicester achieve their property dreams.

Leicester mortgage brokers provide personalised service, understanding local market trends and having access to a broader range of mortgage products than most banks, ensuring you get a deal that best suits your needs.

We provide comprehensive mortgage advice, covering a range of needs from first-time buyer mortgages to remortgaging and buy-to-let mortgages, all tailored to your unique financial situation.

To begin, contact us to schedule a consultation where we’ll discuss your needs and how we can assist in finding the right mortgage solution for you.

The timeline can vary, but we aim to make the process as efficient as possible, keeping you informed throughout.

Our local expertise, personalised service, and wide access to mortgage products set us apart.

When applying for a mortgage in Leicester, you’ll need to provide several key documents to your lender. These typically include proof of identity (such as a passport or driving licence) and proof of address (like a recent utility bill or council tax statement). You’ll also need to show proof of income, which could be recent payslips, P60 forms, or tax returns if you’re self-employed. Additionally, your bank statements from the last three to six months may be required to demonstrate your financial stability and spending habits. Some lenders may also request details of existing debts or credit agreements.

Yes, as a self-employed individual in Leicester, you can definitely get a mortgage. However, the process may be slightly different compared to employed applicants. Lenders will typically require more documentation to assess your income and financial stability. You’ll need to provide at least two to three years of accounts or tax returns, along with an SA302 form (from HMRC) or an accountant’s reference to verify your earnings. Lenders will also look at your credit history, business performance, and potentially your future earning potential.

It’s advisable to work with a mortgage broker, especially as a self-employed applicant, to help find the best deals and guide you through the process.

Leicester based Mortgage Broker & Mortgage Advisor Services

Discover bespoke mortgage solutions with Leicester’s premier Mortgage Broker and Mortgage Advisor service. Our team of dedicated professionals is committed to guiding you through every step of the mortgage process, whether you’re a first-time buyer, looking to remortgage, or interested in buy-to-let options.

With deep insights into Leicester’s property market and access to a wide range of lenders, we ensure you receive tailored advice that meets your unique financial needs. 

Our expertise lies in understanding your specific circumstances to provide clear, unbiased, and comprehensive mortgage advice. From navigating complex applications to securing the best rates and deals, our goal is to make your home-buying journey as smooth and successful as possible. 

Start your path to homeownership with confidence, knowing that Leicester’s finest mortgage advisors are here to support you every step of the way.

Frequently Asked Questions About Getting a Mortgage in Leicester

Having a mortgage advisor is beneficial for expert, tailored guidance, accessing a broader range of products, and assistance with the application process.

Generally, you’ll need to provide proof of income, employment details, current debt obligations, and personal identification.

An in-depth discussion about your financial situation, what you’re looking for in a mortgage, and advice on possible options and the next steps.

Yes, offering tailored advice to help self-employed clients secure a mortgage based on unique income situations.

Yes, offering tailored advice to help self-employed clients secure a mortgage based on unique income situations.

They implement stringent data protection measures to ensure your financial and personal information is kept confidential and secure.

Yes, brokers have in-depth knowledge of local regulations and market conditions, aiding in overcoming challenges unique to the Leicester property market.

Interest rates significantly impact your monthly mortgage payments in Leicester. A lower rate means lower payments, while a higher rate increases them. It’s vital to secure a competitive rate to manage your mortgage affordably over time.

Market trends in Leicester can influence mortgage rates and property values. A rising market may increase home values, while a declining market might make homes more affordable but harder to finance.

Strategies include making overpayments when possible, refinancing to a lower interest rate, and choosing a mortgage term that balances affordable payments with total interest cost.