Critical illness cover, also known as critical illness insurance, is a long-term plan which provides financial protection should you be diagnosed with a serious illness. The insurer usually provides a list of illnesses which are covered by the policy and, should the worst happen, will pay out a tax-free lump sum that can be used in anyway you see suitable, such as paying off outstanding mortgages or debt, or making the necessary adjustments to your home i.e. wheelchair access should it be required.
What policies cover can vary, with some paying out for less severe conditions, and others including members of the family including children in the cover. Cover doesn’t usually extend to conditions you knew you had before you take out the policy, and it isn’t the type of insurance that pays out if you die. What you pay for this kind of insurance will depend on a number of factors, such as age, medical history, occupation and the amount of cover you want to take.
You might want to consider whether you have an employment package that provides a similar kind of cover to critical insurance.
At Aston & Co Financial Services we have the experience and the know-how to find the best critical illness cover to meet your needs. Our friendly and professional advisors are on hand to guide and support you in your choices. Contact us today to discuss your needs and pave the way to financial security.
Monday 9:00 am – 5:30 pm
Tuesday 9:00 am – 5:30 pm
Wednesday 9:00 am – 5:30 pm
Thursday 9:00 am – 5:30 pm
Friday 9:00 am – 5:30 pm
Saturday 10:00 am – 2:00 pm
Sunday CLOSED
67 Long Street
Wigston, Leicester
LE18 2AJ
0116 288 3872
info@astonandco.co.uk
4a High Street
Syston,Leicester
LE7 1GP
0116 260 7788
syston@astonandco.co.uk
The FCA does not regulate some forms of Buy to Lets. Think carefully before securing other debts against your home/property. Your home/property may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it.
There may be a fee for mortgage advice. The precise amount will depend upon your circumstances and will be agreed with you before proceeding, but we estimate it will be £450.
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Aston & Co Financial Services Ltd, is an appointed representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority.
Aston & Co Financial Services Ltd are registered in England and Wales. Registered No: 08791111. Registered Office: 7 Kevern Close, Wigston, Leicester LE18 2GR.
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