Life Insurance

Life insurance is intended as a financial buffer for your loved ones in the event of your death. It can be used to pay off a mortgage, outstanding debts or any other financial pressures remaining once your salary can no longer be relied upon. The underwriters of a life insurance policy will ask you to provide information on age, length of policy, health and level of cover you require. They will use this to establish the risk of your death during the term of the policy, and the likelihood of their having to pay out on a claim. The risk will provide the level of premium you are likely to pay.

Types of life insurance

  • Term life insurance covers you for a predetermined number of years (usually between 5 and 30), paying out a pre-agreed sum. This type of life insurance is usually based on your health and life expectancy at the time of your application.
  • Whole of life insurance covers you for the remainder of your life. It is more expensive than term life insurance while it provides the same amount of cover. The savings and investment aspect allows for the policy to accumulate cash value during its term.

Why Aston & Co?

At Aston & Co we have the experience and the know-how to find the best life insurance to meet your needs. Our friendly and professional advisors are on hand to guide and support you in your choices. Contact us today to discuss your needs and pave the way to financial security.

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