Residential Mortgages
A residential mortgage is a long-term loan on a home that will be lived in by the owner. The loan is secured by a legal
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Mortgages
Find your happy ever after!
Aston & Co Financial Services offer a comprehensive range of mortgages from across the market, to ensure you get the best value from a mortgage that suits you.
We’re dedicated to offering a first-rate service to our customers, to guide them to financial security and their own happy-ever-after.
Buy-to-Let Mortgages
A buy-to-let mortgage is a loan which is secured against a property that will be let by the buyer as a landlord. Criteria will vary
First-Time Buyer Mortgages
Mortgage Types Types of mortgages available to first-time buyers include: A fixed-rate mortgage gives fixed monthly payments for, typically, between 2-5 years, depending on your
Remortgages
When a mortgage term comes to an end, instead of continuing with that mortgage or negotiating with the current lender, remortgaging gives flexibility to take
Self-Build Mortgages
If you’re looking to build your own home then a self-build mortgage is for you. The main difference between a self-build mortgage and a standard
Bridging Loans
A bridging loan is a short term, secured loan taken to ‘bridge’ the gap between the sale of one property and the purchase of another.
Your property may be repossessed if you do not keep up repayments on your mortgage.
This firm usually charges a fee for mortgage advice. The amount of the fee will depend upon your circumstances and will be discussed and agreed with you at the earliest opportunity.
What are our Fees and Charges?
Insurance
We will not charge you a fee for our services relating to insurance, but we will receive commission from the product provider. The commission will be calculated as a proportion of the premiums paid for the insurance product.
You will receive a quotation which will tell you about the fees and charges relating to any insurance policy that we recommend.
Mortgages
For our advice services we will charge no fee
We will be paid a procuration fee by the lender. The amount of the procuration fee will be disclosed to you.
You have the right to ask us to provide information on the range of procuration fees that the lenders on our panels offer to us.
If an application is submitted to a lender via a packager (a 3rd party specialist) we will be paid commission by the packager. This will be disclosed to you.
