Types of mortgages available to first-time buyers include:
A shared ownership mortgage allows you to buy an agreed percentage of a property. The remaining share of the property would typically be owned by a housing association or management company. In this instance you would pay an agreed rent on the percentage of the property you do not own in addition to your mortgage payments.
Your property may be repossessed if you do not keep up repayments on your mortgage.
This firm usually charges a fee for mortgage advice. The amount of the fee will depend upon your circumstances and will be discussed and agreed with you at the earliest opportunity.
What are our Fees and Charges?
Insurance
We will not charge you a fee for our services relating to insurance, but we will receive commission from the product provider. The commission will be calculated as a proportion of the premiums paid for the insurance product.
You will receive a quotation which will tell you about the fees and charges relating to any insurance policy that we recommend.
Mortgages
For our advice services we will charge no fee
We will be paid a procuration fee by the lender. The amount of the procuration fee will be disclosed to you.
You have the right to ask us to provide information on the range of procuration fees that the lenders on our panels offer to us.
If an application is submitted to a lender via a packager (a 3rd party specialist) we will be paid commission by the packager. This will be disclosed to you.
At Aston & Co Financial Services we have the experience and the know-how to help first-time buyers find the best mortgage deal to suit you and your budget. Our friendly and professional advisors are on hand to guide and support you in your choices. Contact us today to discuss your needs and pave the way to your happy-ever-after.
Monday 9:00 am – 5:30 pm
Tuesday 9:00 am – 5:30 pm
Wednesday 9:00 am – 5:30 pm
Thursday 9:00 am – 5:30 pm
Friday 9:00 am – 5:30 pm
Saturday 10:00 am – 2:00 pm
Sunday CLOSED
67 Long Street
Wigston, Leicester
LE18 2AJ
0116 288 3872
info@astonandco.co.uk
4a High Street
Syston,Leicester
LE7 1GP
0116 260 7788
syston@astonandco.co.uk
The FCA does not regulate some forms of Buy to Lets. Think carefully before securing other debts against your home/property. Your home/property may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it.
There may be a fee for mortgage advice. The precise amount will depend upon your circumstances and will be agreed with you before proceeding, but we estimate it will be £450.
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Aston & Co Financial Services Ltd, is an appointed representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority.
Aston & Co Financial Services Ltd are registered in England and Wales. Registered No: 08791111. Registered Office: 7 Kevern Close, Wigston, Leicester LE18 2GR.
2024 © Aston & Co Financial Services Ltd. All rights reserved.