When a mortgage term comes to an end, instead of continuing with that mortgage or negotiating with the current lender, remortgaging gives flexibility to take control and improve your financial position. Switching to a new mortgage deal can improve repayment terms, release equity or save you thousands long-term in interest payments. So, if you want to make some home improvements, reduce your monthly payment, or simply be allowed more flexibility to overpay on your deal, remortgaging could be for you.

Remortgaging often takes place when an introductory rate or term comes to an end.

Types of mortgages suitable for remortgaging

Some mortgage options to consider when remortgaging are:

Make sure you look at the maths before you take the plunge to remortgage. If you have a low mortgage debt, or a high repayment penalty, it may not be worth remortgaging at all (at least until the incentive period has passed). If you’re unsure, consider a consultation with one of our financial advisors who will happily guide you through the process.

Your property may be repossessed if you do not keep up repayments on your mortgage.
This firm usually charges a fee for mortgage advice. The amount of the fee will depend upon your circumstances and will be discussed and agreed with you at the earliest opportunity.

What are our Fees and Charges?


We will not charge you a fee for our services relating to insurance, but we will receive commission from the product provider. The commission will be calculated as a proportion of the premiums paid for the insurance product.

You will receive a quotation which will tell you about the fees and charges relating to any insurance policy that we recommend.


For our advice services we will charge no fee

We will be paid a procuration fee by the lender. The amount of the procuration fee will be disclosed to you.

You have the right to ask us to provide information on the range of procuration fees that the lenders on our panels offer to us.

If an application is submitted to a lender via a packager (a 3rd party specialist) we will be paid commission by the packager. This will be disclosed to you.

Why Aston & Co Financial Services?

At Aston & Co Financial Services we have the experience and the know-how to help you find the best remortgage deal to suit you and your budget. Our friendly and professional advisors are on hand to guide and support you in your choices. Contact us today to discuss your needs and pave the way to your happy-ever-after.